Company Profile – Federman Mortgages & Financial Advisory

Federman Mortgages & Financial Advisory combines in-depth knowledge of the Israeli banking system with strong financial insight and creative thinking. This has enabled the founders to develop a unique financial model designed to help mortgage holders plan and manage their mortgages as efficiently as possible over the long term.

We have extensive experience working with Israel’s banking system. However, our loyalty lies solely with våra klienter, not with any specific bank. That’s why we collaborate with leading mortgage lenders över landet.

Vår expertis inkluderar:

• Mortgage consulting

• Building optimal mortgage portfolios tailored to each client

• Securing mortgage financing for property buyers

• Refinancing and reducing the cost of existing mortgages

In addition, we offer services in:

• Household financial planning

• Financing and support for real estate purchase groups

• Affärslån och loans for any purpose

• Skuldkonsolidering

For many years, Federman Mortgages & Financial Advisory has operated as a reputable and professional firm, trusted by both individual clients and financial institutions.
We understand that your mortgage will likely stay with you for many years, and we will be by your side the whole way to warn of risks, offer money-saving tips, and help assess if and when you should refinance.

Vårt åtagande:

• To continuously learn, research, and improve our expertise

• To act professionally and thoroughly on behalf of every client

• To treat every mortgage we manage as if it were our own

• To operate with integrity, fairness, and transparency

Våra tjänster

New Mortgages

A mortgage is the most significant financial tool for most households in Israel.
Therefore, making the right decision choosing the right loan structure, lender, and interest rate has a major impact on your financial future.

The Israeli mortgage market is complex and competitive, with constantly changing conditions. Banks offer a wide variety of mortgage tracks and terms. Making this decision based on online searches or informal advice is risky and relying on the bank (the lender) for guidance is never in your best interest.

Loans for Any Purpose

Mortgages are the most affordable source of financing available to the average citizen.
Though commonly used to purchase property, they can also serve for:

• Renoveringar

• Återbetalning av skuld

• Familjehjälp

• Covering overdrafts

Current regulations allow up to 50% finansiering on existing property value under the “general-purpose loan” category usually with slightly higher interest than a standard mortgage.

These loans must be carefully reviewed with a professional to ensure financial efficiency. We analyze needs, manage risks, and build the right structure with future rate/index fluctuations in mind.
Because bank offers can differ by more than 2%, it’s critical to present loan requests professionally and negotiate with multiple lenders.

We at Federman change the dynamic between banks and consumers, giving real added value through financial analysis, loan structuring, and lender competition.

Skuldkonsolidering

Debt consolidation allows you to combine all existing loans into a single, manageable repayment plan, skräddarsytt efter dina behov.
If you’re constantly in overdraft and juggling multiple loans, we’ll guide you through smarter options to restructure and reduce your financial burden.
But debt consolidation only works when it’s strategically planned, based on your evolving financial situation.

State-Guaranteed Business Loans

Small businesses in Israel can obtain financing from:

• Kommersiella banker

• Privata långivare

• Government-backed Small Business Funds

These state-backed loans make up a large portion of Israel’s small business credit market, and the number of businesses using them continues to grow each year due to their favorable terms.

Real Estate Purchase Group Support

Vi erbjuder dedicated support to real estate purchasing groups from project initiation to completion.
Våra tjänster inkluderar:

• Matching the group with a suitable bank

• Obtaining project approval from the bank’s real estate division

• Individual member approval based on repayment ability

• Providing private credit lines until construction completion

Family Financial Planning

Vi erbjuder en comprehensive, structured coaching process to guide families toward finansiell säkerhet.
Detta inkluderar:

• Utbildning i finansiell kunskap

• Household budget planning

• Long-term financial goal setting